Thursday, August 5, 2010

Kelly's Thrifty Tips

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With back to school shopping finally behind me, I am focusing on the next large financial drains. One of those is Christmas and another is our second honeymoon. I was beyond thrilled when I found out about Smarty Pig, and I totally HAD to share it with you!

Smarty Pig is an online savings piggy bank that people use to save up for different goals. My new short term goal is Christmas and my long term goal is my second honeymoon. With Smarty Pig I can set up the amount of money I want to save and set up automatic fund transfers from an existing account. Smarty Pig makes it easy to share your goals with friends and family on sites like facebook or twitter and they can actually help you along. I don't expect my friends and family to hook me up for Christmas presents, but you never know who might want to bless us with some second honeymoon love. :)

You start by defining your goal and then deciding how much money you want to put away for that goal. Then you make at least a $25 deposit which is withdrawn from your bank. Smarty Pig will automatically make monthly transfers from your account to your Smarty Pig account for that goal. You can also put in money at any time you wish and again friends and family can donate as well. Smarty Pig is FDIC insured and funds from $0 to $50,000 earn an interest rate of 2.133% (2.15% APY). When you reach your goal you can use the money to purchase retail gift cards, put the money on a debit card or have it transferred back to your account. You can also edit your goal at any time and stop at any time.

When you use your goal money on gift cards you get a percentage back depending on the gift card that you choose. And again you can also choose to have the money put on a Smarty Pig debit card or have the money transferred back to your savings or checking account.

Follow the link below to get more information. They have a simple tutorial you can watch that will give you more information.

LINK: Smarty Pig


FREEBIES!

Don't forget that you can visit National Parks for free on August 14th and 15th. It can be a great way for the family to unwind after the kids go back to school. Click on the link for the details.

LINK: National Parks Free Fee Days


I am a Cheetos fanatic. I love everything about them. I don't even mind the orange fingers. They are a guilty pleasure. While supplies last you can register with Frito Lay to get a free free sample of Cheetos Mighty Zingers. Follow the link.

LINK: Cheetos Mighty Zingers


Get a free sample of Sun Crystal's sweetener.

LINK: Sun Crystals



Just in time for back to school breakouts there is another sample of Oxy. This time it is a free sample for Oxy Clinical while supplies last. P.S. It asks for a promo code but it isn't required.

LINK: Oxy Clinical

Some things are just good to have on hand so why not grab a sample of Post-It Super Sticky Notes? Check it out at the link below.

LINK: Post-it Super Sticky Notes

Get a free sample of Boss fragrance by following the lovely linky below.

LINK: Boss Fragrance

Nature's Made has a free sample of chewable D available now.

LINK: Nature's Made Chewable D

Tummy problems? Try Gas-X Prevention. You can get a sample now by following the link below.

LINK: Gas-X Prevention

Free CCM has a free download of Not Finished by VOTA this week as well as songs by Phillips, Craig & Dean, Todd Agnew, Chris Rice and Laura Story.

LINK: Free CCM Free Music Downloads

Caedmon's Call is giving away two free downloads from their upcoming CD via Noise Trade. Get all the details at their website.

LINK: Caedmon's Call Two Free Songs

iTickets.com has a free download of Audrey Assad's "For Love of You" from her CD "The House Your Building. I absolutely love her music. Check it out at the link below.

LINK: iTickets Download - Audrey Assad

Ladies while supplies last grab your sample of Miracle Skin Transformer. The shade available at this time is Medium.

LINK: Miracle Skin Transformer

Sign up for a sample of True Lemon. Add it to your water for a refreshing treat.

LINK: True Lemon

Don't forget to load savings to your store loyalty cards via Cellfire and Shortcuts.com. You can also print some great coupons too.

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